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Expert mortgage advice in Lichfield & beyond...

Expert mortgage advice in Lichfield & beyond...

Whether you’re a first-time buyer, business owner, or property investor, our expert mortgage advisors will guide you through finding the perfect mortgage solution for your needs.

Why choose 2nd City Finance?

Why choose 2nd City Finance?

Mortgages for Business Owners and Company Directors

Specialized solutions for limited company directors and self-employed professionals, understanding that traditional affordability calculations don’t tell the whole story.

Mortgages for First Time Buyers

Perfect for those taking their first step onto the property ladder. We’ll guide you through deposits, affordability, and government schemes.

Buy to Let Mortgages

Expert advice on investment properties, whether you’re starting or expanding your portfolio. Available from 15% deposit.

UK Mortgages for Foreign Nationals

Tailored solutions for non-UK residents looking to purchase property in the United Kingdom. Available form 5% deposit.

Adverse Credit Mortgages

Don’t let past credit issues hold you back. We have experience in finding solutions for clients with complex credit histories.

HMO and MUFB Mortgages

Specialist mortgages for Houses in Multiple Occupation and Multi-Unit Freehold Blocks.

Ready to take the next step? Get in touch with us today.

Our advisers are always available for a chat, get in touch to get started with your mortgage and protection needs.

Your journey to home ownership...

Your free initial meeting:

  • Understand your budget
  • Explore deposit options
  • Explain buying process

We will begin finding your mortgage:

  • Compare available deals
  • Check scheme eligibility
  • Recommend best options

We offer complete support:

  • Handle paperwork
  • Liaise with all parties
  • Guide until completion

Our approach

We believe in complete transparency with our fees and process. Our standard mortgage advice fee is £495, with more complex cases ranging up to £1,250. As part of Quilter, a FTSE 250 company, we maintain the highest standards of professional service while keeping our approach personal and client-focused.

Our commitment

We’re proud to offer

Explore our tools to help you plan

Ready to take the next step? Download one of our useful guides to explore how we can help your specific situation. Or use our repayment or affordability calculators to help budget.

Ready to get started?

"I have had a number of dealings with Michael regarding financial matters, in particular with regard to mortgages. On each occasion, he has been thoroughly professional, reliable and informative. His assistance has helped save our family a substantial amount of money. I would not hesitate to recommend his services to anyone."

Ready to get started?

Find out why we’re different and experience a new level of tailored mortgage and protection advice. Book a free consultation today.