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Expert mortgage solutions for your journey home

Based in the heart of Lichfield, 2nd City Finance is your trusted mortgage and protection advisory firm.

Take advantage of our FREE mortgage guides

Simply choose a guide to download and receive it in your inbox INSTANTLY!

2nd City Finance, offering tailored solutions for you.

House in Multiple Occupancy Mortgages, Multi Unit Property mortgages & Some Buy to Let mortgages are not regulated by the Financial Conduct Authority

Mortgage Protection

Ensure your home is protected if the unexpected happens.

Family Protection

Secure your family’s financial future.

Business Protection

Safeguard your business and key people.

Mortgages for Business Owners and Company Directors

Specialized solutions for limited company directors and self-employed professionals, understanding that traditional affordability calculations don’t tell the whole story.

Mortgages for First Time Buyers

Perfect for those taking their first step onto the property ladder. We’ll guide you through deposits, affordability, and government schemes.

Buy to Let Mortgages

Expert advice on investment properties, whether you’re starting or expanding your portfolio. Available from 15% deposit.
Data updated as of 07:00 on July 15, 2025

Explore today's live mortage deals!

Compare the latest mortgage deals from across the market to see what the current rates on offer are.

Ready to take the next step? Get in touch with us today.

Our advisers are always available for a chat, get in touch to get started with your mortgage and protection needs.

Your journey to mortgage success.

Looking for mortgage and protection advice, actually tailored to you? We provide unique solutions designed to match your circumstances.

1. Free initial consultation

2. Tailored solutions search

3. Expert application support

4. Ongoing protection and support

Explore our tools to help you plan

Ready to take the next step? Download one of our useful guides to explore how we can help your specific situation. Or use our repayment or affordability calculators to help budget.

At 2nd City Finance, you are in safe hands!

Access to leading UK lenders
We have access to our panel of lenders, meaning we can analyse the whole of market to find the most suitable deal we can for you.
Specialist in complex cases
We have advisers who specialise in mortgages for foreign nationals, adverse credit, HMOs and more.
Clear, transparent fee structure
Keeping things clear from the get go. Our standard mortgage advice fee is £495, with more complex cases ranging up to £1,250
Expert guidance throughout your journey
With over 15 years combined experience, we can guide you throughout your mortgage journey.

Access to leading UK lenders

We have access to our panel of lenders, meaning we can analyse the whole of market to find the most suitable deal we can, for you.

Specialist in complex cases

We have advisers who specialise in mortgages for foreign nationals, adverse credit, HMO and more.

Clear, transparent fee structure

Keeping things clear from the get go. Our standard mortgage advice fee is £495, with more complex cases ranging up to £1,250.

Expert guidance throughout your journey

With over 15 years of combined experience, we can guide you throughout your mortgage journey.

Transparency and high standards is what we pride ourselves, reach out today to see how we can help!

Ready to get started?

"I have had a number of dealings with Michael regarding financial matters, in particular with regard to mortgages. On each occasion, he has been thoroughly professional, reliable and informative. His assistance has helped save our family a substantial amount of money. I would not hesitate to recommend his services to anyone."

Ready to get started?

Find out why we’re different and experience a new level of tailored mortgage and protection advice. Book a free consultation today.