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Protecting your home and your loved ones is just as important as securing the mortgage itself. That’s why we offer whole-of-market comparisons to find the right protection solutions tailored to your needs and budget. From life cover and critical illness to income protection, we’ll guide you through the full range of options—ensuring you’re covered for what matters most.
Our advice is completely fee-free, and we’re here to make the process simple and transparent. We’ll provide clear, honest recommendations based on your personal circumstances, without jargon or pressure. With expert guidance at every stage, you can feel confident that you’re making informed decisions about your financial security.
Free protection review:
We conduct expert research:
We offer complete support:
Our advisers are always available for a chat, get in touch to get started with your mortgage and protection needs.
Ready to take the next step? Download one of our useful guides to explore how we can help your specific situation. Or use our repayment or affordability calculators to help budget.
We don’t charge fees for protection advice. We receive commission from the insurance provider when you take out a policy.
We offer products from a comprehensive range of insurers based on a fair analysis of the market, ensuring you get the best possible cover for your needs.
Typically, you’ll want to cover your full mortgage amount, but we’ll assess your specific circumstances and recommend appropriate levels of cover for your situation.
Most policies can be arranged within 2-4 weeks. Simple life insurance can be quicker, while policies requiring medical information may take longer.
We’ll guide you through the claims process and help liaise with the insurance provider to ensure a smooth experience.
"I have had a number of dealings with Michael regarding financial matters, in particular with regard to mortgages. On each occasion, he has been thoroughly professional, reliable and informative. His assistance has helped save our family a substantial amount of money. I would not hesitate to recommend his services to anyone."
Find out why we’re different and experience a new level of tailored mortgage and protection advice. Book a free consultation today.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
2nd City Finance Limited is an Appointed Representative of Quilter Financial Services Limited which are authorised and regulated by the Financial Conduct Authority.
2nd City Finance Limited is registered in England and Wales. Company Number 13055699. Registered Address Advantage House, Stowe Court, Stowe Street, Lichfield, WS13 6AQ
The guidance and/or information contained in this website is subject to UK regulatory regime and is therefore targeted as consumers based in the UK.
Expert Mortgage Solutions for Your Journey Home.
