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We specialise in helping foreign nationals secure mortgages in the UK, offering access to a wide network of lenders who are open to working with international clients. Our experience includes working with various visa types, and we understand the specific documentation and criteria required. In some cases, we can arrange mortgages with as little as a 5% deposit, depending on your circumstances—making UK homeownership or investment more accessible than you might expect.
Navigating a different country’s mortgage process can be daunting, which is why we provide clear, step-by-step guidance throughout. We take the time to explain each stage, remove the jargon, and ensure you’re fully informed and confident from start to finish. Whether you’re based in the UK or overseas, we offer flexible consultation options via video, phone, or face-to-face meetings, making it easy to get expert advice wherever you are.
Your free initial consultation:
We provide expert guidance:
We offer complete support:
Our advisers are always available for a chat, get in touch to get started with your mortgage and protection needs.
As a foreign national applying for a mortgage in the UK, you’ll need a few things throughout the process; see below to help you prepare:
Ready to take the next step? Download one of our useful guides to explore how we can help your specific situation. Or use our repayment or affordability calculators to help budget.
Yes! We work with specialist lenders who understand your circumstances. Your eligibility typically depends on your visa status, income source, and deposit amount.
Key documents include:
The process typically takes 2-4 weeks from application to mortgage offer. We’ll manage the timeline and keep you updated throughout.
Foreign nationals typically need a minimum 5-10% deposit, though this can vary based on your circumstances and chosen lender.
"I have had a number of dealings with Michael regarding financial matters, in particular with regard to mortgages. On each occasion, he has been thoroughly professional, reliable and informative. His assistance has helped save our family a substantial amount of money. I would not hesitate to recommend his services to anyone."
Find out why we’re different and experience a new level of tailored mortgage and protection advice. Book a free consultation today.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
2nd City Finance Limited is an Appointed Representative of Quilter Financial Services Limited which are authorised and regulated by the Financial Conduct Authority.
2nd City Finance Limited is registered in England and Wales. Company Number 13055699. Registered Address Advantage House, Stowe Court, Stowe Street, Lichfield, WS13 6AQ
The guidance and/or information contained in this website is subject to UK regulatory regime and is therefore targeted as consumers based in the UK.
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