Based in the heart of Lichfield, 2nd City Finance is your trusted mortgage and protection advisory firm, dedicated to making the journey of securing your dream home or protecting your financial future as smooth as possible.
2nd City Finance was born from a vision to provide transparent, expert mortgage and protection advice that truly serves our clients’ needs. From our beginning, we’ve helped countless individuals, families, and business owners achieve their financial goals.
What makes us different?
We pride ourselves on our ability to handle complex cases that other brokers might shy away from. Our specialty lies in helping limited company directors and business owners secure mortgages, understanding that traditional mortgage calculations don’t always reflect the true financial picture of a business owner.
Our advisers are always available for a chat, get in touch to get started with your mortgage and protection needs.
Led by Michael Edmunds, our experienced team brings decades of combined expertise in financial services:
Firm principal and advisor
Senior mortgage & protection advisor with experience dating back to the 1990s
Mortgage & protection advisor
Administrative support and general insurance specialist
Administrative support and accounts
Administrator
We believe in complete transparency with our fees and process. Our standard mortgage advice fee is £495, with more complex cases ranging up to £1,250. As part of Quilter, a FTSE 250 company, we maintain the highest standards of professional service while keeping our approach personal and client-focused.
We’re proud to offer
Ready to take the next step? Download one of our useful guides to explore how we can help your specific situation. Or use our repayment or affordability calculators to help budget.
"I have had a number of dealings with Michael regarding financial matters, in particular with regard to mortgages. On each occasion, he has been thoroughly professional, reliable and informative. His assistance has helped save our family a substantial amount of money. I would not hesitate to recommend his services to anyone."
Find out why we’re different and experience a new level of tailored mortgage and protection advice. Book a free consultation today.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
2nd City Finance Limited is an Appointed Representative of Quilter Financial Services Limited which are authorised and regulated by the Financial Conduct Authority.
2nd City Finance Limited is registered in England and Wales. Company Number 13055699. Registered Address Advantage House, Stowe Court, Stowe Street, Lichfield, WS13 6AQ
The guidance and/or information contained in this website is subject to UK regulatory regime and is therefore targeted as consumers based in the UK.
Expert Mortgage Solutions for Your Journey Home.
