Fee Free Mortgage Advice For NHS Staff
Finding you a lender that will maximise your borrowing potential by taking all of your income into account.
If you’ve been told you can only borrow a certain amount then speak to us to see how we could stretch your borrowing capacity.
It could be the difference between getting the keys to your new home or missing out altogether!
Do you feel confident enough to present your unconventional salary to a mortgage lender in the best possible way, or could the terms, conditions and jargon lead to unnecessary stress?
Your income needs to be presented in a very specific way to increase your borrowing potential, leave it to the experts at 2nd City Finance.
Why Choose 2nd City Finance?
You work hard to progress, preserve, and promote your communities, this is why we offer you free Mortgage Advice.
If you are applying as a couple, only one of you would need to be a key worker for you both to benefit from the deals or schemes available.
It’s knowing where to look and what is available where we come in, we can show you a whole range of deals available, that you may not come across looking for yourself for using a broker in a bank, speak to the team today about how we can help you.
Access To Specialist Rates
Certain lenders offer specialist mortgage rates for key workers. These mortgages are specialised with discounts specifically for you, and there are different rates of deposit accepted. The deals available are from a variety of high street lenders, and there are more available than you think!
Unconventional Salary Knowledge
Even if you are a key worker on an unconventional salary such as a student, or on bank staff, there may be a deal out there for you. We have the knowledge and expertise to find the most suitable mortgage product for you and your circumstances.
Save Time & Money
Working unsociable hours means you don’t have the time to sit there trawling thorugh lender after lender to get the most suitable deal. By leaving the searching to us you’ll save both time and money, leaving you to do the things you love.
Get in touch
Our fees and charges vary depending on the Services we provide to you. Our standard fee is £495 but mortgage advice will be free for occupations listed above.
Your home may be repossessed if you do not keep up repayments on your mortgage
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Registered in England and Wales
2nd City Finance Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK. Registered office address - Sigma House, Hadley Park East, Telford, Shropshire, United Kingdom, TF1 6QJ Registration number - 13055699 Trading address - 27 Piccadilly, Stoke-on-Trent, Staffordshire, ST1 1EN
Our fees and charges vary depending on the Services we provide to you. Our typical fee for mortgage advice is £495 which is payable on application. For more complex cases such as debt consolidation and adverse credit mortgages the maximum you can expect to pay would be £1,250. We also receive a commission from the lender which whom your mortgage has been placed.
Please Note
Please be aware that by clicking you are leaving the 2nd City Finance Ltd website. Please note that neither 2nd City Finance Ltd nor PRIMIS Mortgage Network are responsible for the accuracy of the information contained within the linked site accessible from this page.