Saving you time to do the things you love
Mortgage Broker Lichfield
Here to help with mortgages and protection advice for you and your family
Arranging a mortgage can seem a daunting and time-consuming prospect. How much can I borrow? Which products and lenders are right for my circumstances? What information do I need to supply? Will my bad credit prevent me from getting a mortgage? These are just a few of the many questions we regularly get asked.
Help is at hand. Our team of local, Mortgage Brokers in Lichfield are here to help you get the right mortgage and protection products so that you can focus on the other, more important priorities in life.
Based in Lichfield, Staffordshire our team are here to help, with cost effective fixed fees, a wealth of experience within the property and mortgage markets and a passion for going the extra mile for our clients.
So whether you are looking to buy your first home, want to remortgage or are a property investor looking to add to your buy to let portfolio we have the expertise to help.
Our fees and charges vary depending on the Services we provide to you. Our typical fee is £299. We will also be paid commission from the lender.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
How can we help?
We can offer telephone, video call or face to face appointments to suit you.
Frequently Asked Questions
How much do you charge?
We offer an initial no obligation consultation to discuss your needs.
After that our fees and charges vary depending on the Services we provide to you. Our typical fee for mortgage advice is £495 which is payable on application. For more complex cases such as debt consolidation and adverse credit mortgages the maximum you can expect to pay would be £1,250. We also receive a commission from the lender which whom your mortgage has been placed.
We also receive a commission from the lender which whom your mortgage has been placed.
How much can I borrow?
The amount you can borrow will depend on a number of factors including your income, the property you wish to purchase, your deposit, your outgoings, other credit commitments, your personal credit history and the lending criteria of each mortgage provider.
We will review all of these for you and can advise you on the most suitable mortgage products and lenders for your individual circumstances and the amount you can borrow.
We recommend arranging a mortgage in principle prior to starting your property search, that way when you do find your dream property you are in the best possible place to make an offer.
Can you provide life cover or other protection policies?
Yes, in addition to arranging your mortgage we can provide advice on a number of different protection solutions from life assurance, to income protection and event buildings and contents insurance.
Find out more on our protection page.
What if I have been refused credit before?
If you have been refused credit in the past it doesn’t automatically mean you will not be able to obtain a mortgage. It will depend on your personal circumstances.
We have access to lenders within our extensive panel with a range of different lending criteria, some of which specialise in lending to individuals with previous credit issues. Our role is to assess your individual circumstances and locate the right lender and product to meet them.
Get in touch with our team for a confidential, no obligation chat about your circumstances.
Our fees and charges vary depending on the Services we provide to you. Our typical fee is £299. We will also be paid commission from the lender.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Contact us
Call Us
01543 399 933
Email Us
michael@2ndcityfinance.co.uk
Get in touch
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Registered in England and Wales
2nd City Finance Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK. Registered office address - Sigma House, Hadley Park East, Telford, Shropshire, United Kingdom, TF1 6QJ Registration number - 13055699 Trading address - 27 Piccadilly, Stoke-on-Trent, Staffordshire, ST1 1EN
Our fees and charges vary depending on the Services we provide to you. Our typical fee for mortgage advice is £495 which is payable on application. For more complex cases such as debt consolidation and adverse credit mortgages the maximum you can expect to pay would be £1,250. We also receive a commission from the lender which whom your mortgage has been placed.
Please Note
Please be aware that by clicking you are leaving the 2nd City Finance Ltd website. Please note that neither 2nd City Finance Ltd nor PRIMIS Mortgage Network are responsible for the accuracy of the information contained within the linked site accessible from this page.