- First home
- Remortgage
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Start your mortgage search today.
How can we help you?
Arranging a mortgage can seem a daunting and time-consuming prospect. How much can I borrow? Which products and lenders are right for my circumstances? What information do I need to supply? Will my bad credit prevent me from getting a mortgage? These are just a few of the many questions we regularly get asked.
Help is at hand. Our team of local, Mortgage Advisors are here to help you get the right mortgage and protection products so that you can focus on the other, more important priorities in life.
It's a very simple process...
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24 hours
Give our team 24 hours to have an look over your information.
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We will get in touch to arrange an appointment where we can learn more and discuss your options.
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Our most commonly asked questions.
Here’s the answers to the questions we’re most asked.
If there’s something you’d like to ask, just get in touch.
The amount you can borrow will depend on a number of factors including your income, the property you wish to purchase, your deposit, your outgoings, other credit commitments, your personal credit history and the lending criteria of each mortgage provider.
We will review all of these for you and can advise you on the most suitable mortgage products and lenders for your individual circumstances and the amount you can borrow.
We recommend arranging a mortgage in principle prior to starting your property search, that way when you do find your dream property you are in the best possible place to make an offer.
If you have been refused credit in the past it doesn’t automatically mean you will not be able to obtain a mortgage. It will depend on your personal circumstances.
We have access to lenders within our extensive panel with a range of different lending criteria, some of which specialise in lending to individuals with previous credit issues. Our role is to assess your individual circumstances and locate the right lender and product to meet them.
We will review all of these for you and can advise you on the most suitable mortgage products and lenders for your individual circumstances and the amount you can borrow.
We recommend arranging a mortgage in principle prior to starting your property search, that way when you do find your dream property you are in the best possible place to make an offer.
We offer an initial free, no obligation consultation to discuss your needs.
After that, we charge a fee of £495 to research and provide advice on the most suitable product for your circumstances and manage your mortgage application process with your selected lender.
We also receive a commission from the lender which whom your mortgage has been placed.
Local, friendly mortgage advice.
Start your mortgage search today.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Registered in England and Wales 2nd City Finance Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK. Registered office address – Sigma House, Hadley Park East, Telford, Shropshire, United Kingdom, TF1 6Q Registration number – 13055699 Trading address – 27 Piccadilly, Stoke-on-Trent, Staffordshire, ST1 1EN Our fees and charges vary depending on the Services we provide to you. Our typical fee is £495. We will also be paid commission from the lender. We also receive a commission from the lender which whom your mortgage has been placed.